Detaje të shërbimit

What Does This Service Include?

Financial consulting helps a business understand revenue, expenses, profit, costs, liabilities and risks that affect decision-making. This service includes financial analysis, cost control, profitability review, cash flow planning, investment advisory and practical guidance before important business decisions.

Pikat kryesore

Profitability Analysis
Cost Control
Cash flow
Investment advisory
Financial decision-making

Qasja për këtë shërbim:The approach is data-based advisory: before any recommendation, figures, documents and the possible impact of the decision on the business are reviewed.

How Do We Handle It in Practice?

01We clarify the financial question or decision that needs to be made.

02We analyze revenues, expenses, obligations and relevant documents.

03We identify risks, options and the financial impact.

04We provide practical guidance and actionable steps.

Financial Consulting

Këshillim financiar për vendime më të qarta

Financial decisions should not be made by gut feeling or gross turnover alone. Before any investment, loan, expansion, cost reduction or change in the business, income, expenses, profit, cash flow, liabilities and the real impact on the business must be checked.

Analiza e profitabilitetit

Why Is It Needed?

Profitability shows whether the business is actually making money, not just turnover. A business can have high sales but low profit if costs, margins or expenses are not well controlled.

When Is It Needed?

When the business has turnover, but does not see a clear profit
When expenses increase
When planning investment
When applying for credit
When the owner wants to know which products/services are most profitable
Before decisions on pricing, staffing or expansion

What is analyzed?

Të hyrat
Shpenzimet
Fitimi bruto
Fitimi neto
Marzha
Kostot fikse
Kostot variabile
Monthly Expenses
Produktet/shërbimet më fitimprurëse
Periods of better or worse performance

FAQ

Is turnover alone enough to know if the business is doing well?
No. Turnover shows sales, but profitability shows how much is actually left after expenses.

Cost control

Why Is It Needed?

Uncontrolled costs reduce profit and can make the business appear active but not financially stable.

For Which Cases?

When expenses increase every month
When profit falls
When there are many small uncontrolled payments
When the business plans savings
When the owner does not know where the money is going
When a management report is required

What Is Checked?

Shpenzimet fikse
Shpenzimet variabile
Qiratë
Pagat
Supplierst
Transporti
Marketingu
Komisionet bankare
Shpenzimet cash
Shpenzimet e pazbritshme
Shpenzimet që përsëriten pa nevojë

How Is It Done?

Ndarja e shpenzimeve sipas kategorive.
Comparison with previous months.
Identifikimi i shpenzimeve të panevojshme.
Documentless payment control.
Përgatitja e rekomandimeve për ulje kostoje.

FAQ

Should all expenses be stopped to increase profit?
No. The goal is to separate expenses that help the business from those that don't add value.

Cash flow and liquidity

Why Is It Needed?

Cash flow shows how much money comes in and out of the business. A business may be profitable on paper but have a problem with payments if customers are late or dues are approaching faster than collections.

When Is It Needed?

When there are delays in collections
When there is a lack of money for payments
When planning a loan
When to pay suppliers, wages or taxes
When the business has a weak season
When there is a large investment

What is analyzed?

Monthly Inflows
Monthly Outflows
Collections from customers
Paymentst ndaj furnitorëve
Pagat
Tatimet
Këstet e kredive
Obligimet e ardhshme
Rezerva minimale e nevojshme

FAQ

Is cash flow the same as profit?
No. Profit shows financial result, while cash flow shows real cash flow.

Revenue and expense analysis

Why Is It Needed?

Analysis of income and expenses helps the business to understand the main sources of turnover and the main cost categories.

When Is It Needed?

Çdo muaj
Before investment decisions
Before the staff increase
Loan or grant money
When profit is not clear

What Does It Include?

Të hyrat sipas muajve
Të hyrat sipas produkteve/shërbimeve
Revenue by customer
Shpenzimet sipas kategorive
Shpenzimet që rriten
Comparison with previous periods
The ratio between revenues and expenses
Identifikimi i pikave problematike

FAQ

Why do you need a monthly comparison?
Because the monthly comparison shows the trend and makes it easier to identify problems in time.

Investment decisions

Why Is It Needed?

Investment must be backed by analysis, not just a desire to expand. It is necessary to know how much it costs, what income it is expected to generate and when the investment can be returned.

For Which Cases?

Purchase of equipment
Hapje lokacioni të ri
Rritje kapaciteti
Punësim shtesë
Digjitalizim
Automjete
Marketing
Inventory i ri
Zgjerim në treg

What is analyzed?

Kostoja e investimit
Burimi i financimit
Të hyrat e pritshme
Shpenzimet shtesë
Period e kthimit
Risku
Cash flow
Impact on profit
Impact on staff and operations

FAQ

Is analysis needed even when the investment is paid with business money?
Yes, because the investment can affect liquidity and financial stability.

Loan and financing advisory

Why Is It Needed?

Before the business applies for a loan, it must understand how much financing it needs, can it pay, what documents are required and how the loan affects cash flow.

What Is Checked?

Amount e nevojshme
Qëllimi i financimit
Kësti mujor i mundshëm
Qarkullimi
Fitimi
Detyrimet ekzistuese
Bank documentation
Aftësia paguese
Risk of credit overload

FAQ

Is credit always a good solution?
No. The loan should be taken only when the business has a clear plan and capacity to pay.

Financial risk assessment

Why Is It Needed?

Every business has risks: falling sales, late payments, rising costs, losing customers or unexpected liabilities. These should be identified before they become a problem.

Rreziqe të zakonshme

Customers who make late payments
Suppliers të shtrenjtë
Very high fixed costs
Inventory i bllokuar
High credit
Mungesë dokumentesh
Dependence on few customers
Increase in payroll cost
Unplanned taxes or duties
Cash flow i dobët

How Is It Done?

Identifikohen rreziqet.
Financial impact is measured.
Prioritizohen problemet.
Përgatiten masa korrigjuese.
Indicators are defined for monthly control.

FAQ

Can all risks be eliminated?
No, but they can be better identified and managed.

Monthly Reports për menaxhment

Why Is It Needed?

The monthly report gives the owner a clear overview of the business: income, expenses, profit, liabilities and issues that require attention.

When Is It Needed?

Çdo muaj
Before big decisions
Before applying for a loan
Before investments
When the business grows
When the owner wants better control

What might it include?

Monthly Income
Monthly Expenses
Fitimi
VAT or tax obligations
Gjendja bankare
Calculateë e arkëtueshme
Calculateë e pagueshme
Shpenzimet kryesore
Comparison with the previous month
Rekomandime për menaxhmentin

FAQ

Is the monthly report the same as the tax return?
No. Tax filing is a legal obligation, while the management report supports decision-making.

Pricing, margins and profit

Why Is It Needed?

The wrong price can create traffic, but not profit. The business needs to know how much the product/service costs and how much profit remains after expenses.

For Which Cases?

Tregti
Services
Prodhim
Gastronomi
Ndërtim
Transport
Businesses with multiple items or bundled services

What is analyzed?

Kosto e produktit/shërbimit
Sale price
Marzha bruto
Shpenzimet operative
Zbritjet
Komisionet
Transporti
Payroll Cost
Fitimi real

FAQ

Is it enough to price lower than the competition?
No. The price should cover the cost and leave a sustainable profit.

Liabilities, suppliers and collections

Why Is It Needed?

Payables and receivables control helps the business know who owes, who is owed, and when to pay.

What Is Checked?

Unpaid customers
Supplierst e papaguar
Deadlines e pagesave
Borxhet e vjetra
Late payments
Këstet
Tax obligations
Obligimet bankare
Payments to be scheduled

How Is It Done?

Përmirëson cash-flow.
Zvogëlon vonesat.
Ndihmon planifikimin e pagesave.
Detects problem customers.
Assists in negotiations with suppliers.

FAQ

Why is the receipts list important?
Because the business may have sales, but without sufficient receipts there is no liquidity.

Growth, expansion and financial planning

Why Is It Needed?

Business growth brings more income, but also more expenses, staff, documents, obligations and risks. Without planning, growth can create financial pressure.

For Which Cases?

Hapje lokacioni të ri
Rritje stafi
Investim në pajisje
Zgjerim shërbimesh
Rritje stokesh
Hyrje në treg të ri
Loan for expansion
Development grant

What is analyzed?

Sa kushton zgjerimi
Sa të hyra shtesë priten
Sa rriten shpenzimet
How many staff do you need?
How long does it take for return?
Çfarë rreziku ka
Si ndikon në cash-flow

FAQ

Is every increase positive?
Not always. Growth without financial control can create a lack of liquidity and unplanned liabilities.

Common financial decision-making mistakes

Why Is It Needed?

Financial decisions without data can create unnecessary expenses, wrong investments or lack of liquidity.

Common mistakes

Decisions without numbers
Investments without cash flow
Marrje kredie pa plan pagesash
Focus only on turnover, not profit
Non-separation of personal expenses from business
Moskontroll i kostove
Pricee pa analizë të marzhës
Rritje stafi pa analizë të kostos
Mosndjekje e arkëtimeve
Lack of monthly reports
Incomplete bank documents
Quick decisions without risk analysis

FAQ

What is the biggest financial mistake?
Making decisions based only on turnover, without analyzing profit, cash flow and liabilities.

Documents required for analysis

Why Is It Needed?

The more complete the documents, the more accurate the financial analysis and recommendation.

Note

The more complete the documents, the more accurate the financial analysis and recommendation.

FAQ

Can the analysis be started even without complete filings?
Yes, but the more complete the data, the more accurate the recommendation.

Financial consulting FAQ

Why Is It Needed?

Financial consulting turns business data into practical guidance for decision-making, but does not replace the management and implementation of business decisions.

FAQ

Is financial consulting the same as accounting? No. Accounting records and reports data, while financial consulting analyzes it for decision-making.
Can I get advice before I invest? Yes. This is one of the main reasons for financial consulting.
Can you analyze whether the loan is affordable? Yes, the cash flow, liabilities and solvency of the business can be analyzed.
Can you tell me where the expenses are going? Yes, through cost analysis and expense categorization.

FAQ

Do you guarantee a financial result?
No. Consulting helps in more informed decision-making, but the result depends on the market, management and implementation.

FAQ

Financial consulting FAQ

When Should I Request Financial Consulting?

When you plan investment, credit, expansion, cost reduction, staff increase or when you do not have a clear profit and cash flow.

Do I Need Financial Statements?

For more accurate analysis, yes, but you can also start with reports, banks, invoices and existing documents.

Does This Help Management Decisions?

Po, qëllimi është t’i kthejmë të dhënat financiare në udhëzime praktike për vendimmarrje.

Is This Suitable for Small Businesses?

Yes. Small businesses often need closer control of costs, cash flow and profit.

Can It Be Combined With Monthly Accounting?

Yes, financial consulting is more effective when it is based on regular accounting documents and reports.

Professional guidance

Do you have a financial decision that needs to be analyzed?

Send us the question, the financial documents and the deadline for the decision. Our team guides you with analysis, options and practical steps.

Request a review WhatsApp Direct Email

Burime profesionale

Burime për financial analysis and decision making

These resources are used for professional guidance on reporting, financial advice and data-based decision making. For each specific case, the analysis is adapted according to the documents and the real state of the business.

IFAC

Professional resources for accounting and consulting

International resources for professional practices, business consulting and accounting firm development.

View source

OECD

Finance and development of SMEs

International resources for financing, development and decision-making of small and medium-sized enterprises.

View source

BQK

Banka Qendrore e Kosovës

Official source for financial, banking information and indicators related to the financial sector in Kosovo.

Hape BQK

ATK

Kosovo Tax Administration (ATK)

Source for tax information and documents that affect the financial analysis of the business.

Open ATK

KALKULATOR

Calculator financiar i Easy Accounting

Mjet orientues për llogaritje praktike që ndihmojnë biznesin të kuptojë më mirë pagat, tatimet ose efektin financiar të vendimeve.

Open Calculator

Note: The information on this page is indicative and based on business documents, official sources or professional practices. Easy Accounting does not guarantee a financial result; recommendations depend on data, market, management decisions and practical implementation.

Note: The information on this page is indicative and based on official sources or professional practices. Requirements, documents, deadlines and procedures may vary according to the specific case, the status of the business and the responsible institution. Easy Accounting is not a public institution and does not replace the official decision or interpretation of the competent authorities.